In article
,
MahFL writes:
I think if a car is damaged by a fence falling into your yard, it's
the car owners insurance that has to pay up, and only if they have
comprehensive insurance, as the fence owners falling fence is regarded
as "An act of God".

That would normally be the case, perhaps, but I'm not sure that it would
apply in this case, where the owner of the fence has been warned in
advance that it is very shaky.
--
John Hall
"The power of accurate observation is commonly called cynicism
by those who have not got it."
George Bernard Shaw