In article ,
Anne Burgess writes:
snip
There was a proposal to spread the risk by treating all properties
the same and spread the risk, so that the 2% who regularly suffer
from flooding would be able to get cover.

So, for example, someone who is buying contents insurance for a
tenth-floor flat in a block built half-way up a hill would have to
pay £3 extra on their premium to cover the flood risk for people in
houses that get flooded.

That seems to go against the whole principle of insurance. Surely
insurance companies shouldn't be expected to become an agent of the DSS.
--
John Hall

"Whenever people agree with me I always feel I must be wrong."
Oscar Wilde